By Brett Porter
The Risk is Real… Did you know that although you may not live in a government designated high risk flood area that the risk of a flood still exists? Just because you do not live near a coastline or a canal does not guarantee you will not be affected by rising water. ln fact, about 25% of floods occur in areas not designated high risk by the federal government.
A Preferred Risk Flood Insurance Policy like the one from bear river insurance is available to homeowners that would rather pay a small premium in exchange for peace of mind that if a disaster does occur, their financial burden is reduced and the damage to ruined walls, furniture, and electronics will be repaired easier and faster with this protection. The most expensive Preferred Risk Flood Insurance Policy costs just $1 per day. When it’s time to file a claim, you may want to hire an insurance adjuster like the ones from https://lmrpublicadjusters.com/ to inspect your home and provide you with an estimate of the compensation you’re entitled for and get in touch with water damage restoration professionals like these local restoration experts in Boise, ID.
Homeowner’s policies do not insure against the risk of rising water, and this would mean that the much needed water damage restoration services would not be covered either. Only a Flood Policy can do that. A thunderstorm that persists, a tropical storm or a hurricane can result in street flooding that can lead to several inches of water in your home. Contact Barkley Insurance Agency today to determine if your home qualifies for a Preferred Risk Policy and Water Mold Fire Restoration to repair the damages. The policy protects your home and your contents. The National flood Insurance Program requires a 30 day wait after purchase so with hurricane season just around the corner, do not delay. If you need additional guidance about restoration, then call us first for all your restoration needs in the New Jersey area.