Apple Insurance and Financial Services

Let Us Help You Navigate Your Family’s Healthcare Options

If you’d like the right answers, it’s best to know what questions to ask…
And the first question should always be asked of an expert.

The offices of Apple insurance are replete with experts and conveniently located at 3010 N Military Trail, 3rd Floor Boca Raton. Adept at navigating all aspects of health insurance according to this weblink,  including Obamacare and the rules that accompany it, by customizing each client’s total insurance needs, investments, and benefits strategy, the agents at Apple ensure a comprehensive approach to financial services and security. Their goal is to assist individuals, families, and business insurance plans while protecting medical and financial needs. Apple’s exemplary service has made Apple one of Florida Blue’s statewide top producing agencies.

Meet the Team

Rick Jultak • Founder
Prior to Opening Apple Insurance 10 years ago Rick managed another Florida Blue Agency for 8 years establishing them at the time as the largest in Florida. When the opportunity came to start his own Franchise “Apple Insurance” he took Marc Fine with him and the rest is history. Together they created the winning team! Now one of the largest Florida Blue Agencies.

Marc Fine • Managing Partner
With over 15 years of sales and management experience in the health insurance industry. Marc was a top Florida Blue salesman for many years. Whether it be health, Medicare, life or any other personal line of insurance, Marc has put Apple Insurance at the front of the line to help people with their needs.

Sharon Zilberman • Executive V.P.
Overseeing the overall operational functions of the company across all of its core business units. While navigating the constant changes within her industry she provides daily business counseling to the staff and agents. She embraces the importance of creating a positive work culture by promoting collaboration and training amongst all staff/agents.

Shawn Ellen • Operations
Responsible for implementing the strategies and technologies necessary for Apple to achieve sustained and profitable growth, and for implementing and supporting proprietary Apple solutions that help agency peers manage their business lines. Shawn works closely with Florida Blue to help Apple assert itself as an agency leader.

Stephen Clouse • CTO
Responsible for strategy and operations regarding all technology investments. Stephen’s core focus is scaling Apple’s sales and marketing engine effectively and efficiently through the selection, implementation, and adoption of enabling technologies such as CRM, Marketing Automation, Workforce Management, Analytics, and others as needed.

Sydney Bavaro • Director of Marketing
Overseeing all marketing related matters for the company across all digital and print platforms. While navigating the ongoing changes in the insurance industry with the VP of Operations she provides constant updates and new material to keep the company and its agents ahead of the curve with the most up to date marketing material.

The Apple team looks forward to meeting you and determining the best options for your family’s health care needs. Give them a call at 561-614-2400 or see

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